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APR\u200\'3fS ART. 3
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ASSEMBL\u201\'3fE NATIONALE
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28 Novembre 2025
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___________________________________________________________________
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Rejet\u233\'3f
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AMENDEMENT N\u176\'3fCD9
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pr\u233\'3fsent\u233\'3f par
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M.\u160\'3fBlairy, Mme\u160\'3fBouquin, M.\u160\'3fDutremble, M.\u160\'3fEvrard, M.\u160\'3fGuibert, M.\u160\'3fHumbert, Mme\u160\'3fLechanteux, M.\u160\'3fDavid\u160\'3fMagnier, M.\u160\'3fMarchio, M.\u160\'3fMarkowsky, M.\u160\'3fMeurin, Mme\u160\'3fM\u233\'3fnach\u233\'3f, Mme\u160\'3fRoullaud, Mme\u160\'3fSabatini, M.\u160\'3fBovet et M.\u160\'3fHoussin
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------------
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ARTICLE ADDITIONNEL
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APR\u200\'3fS L\rquote ARTICLE 3, ins\u233\'3frer l\rquote article suivant:
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\u171\'3f\u160\'3fChaque ann\u233\'3fe, le ministrecharg\u233\'3f de l\u8217\'3f\u233\'3fconomie et des finances transmet au Parlement lerapport \u233\'3ftabli par les entreprises d\u8217\'3fassurance, lequeld\u233\'3ftaille\u160\'3f:
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\u171\'3f\u160\'3f1\u176\'3f\u160\'3fLe montant desprimes per\u231\'3fues au titre du r\u233\'3fgime d\u8217\'3findemnisation des catastrophesnaturelles (CatNat)\u160\'3f;
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\u171\'3f\u160\'3f2\u176\'3f\u160\'3fLe montant desindemnisations vers\u233\'3fes au titre de ce r\u233\'3fgime\u160\'3f;
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\u171\'3f\u160\'3f3\u176\'3f\u160\'3fLes taux de marger\u233\'3falis\u233\'3fs sur la p\u233\'3friode consid\u233\'3fr\u233\'3fe.\u160\'3f\u187\'3f
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EXPOS\u201\'3f SOMMAIRE
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Les entreprises d\u8217\'3fassurance justifient r\u233\'3fguli\u232\'3frementl\u8217\'3faugmentation des primes par la hausse des catastrophesnaturelles. Pourtant, il est difficile pour les parlementaires etpour le public d\u8217\'3fappr\u233\'3fcier la r\u233\'3falit\u233\'3f de ces arguments, faute dedonn\u233\'3fes accessibles.
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Les chiffres relatifs aux primes per\u231\'3fues, aux indemnisationsvers\u233\'3fes et aux marges r\u233\'3falis\u233\'3fes sont bien transmis chaque ann\u233\'3fe auminist\u232\'3fre de l\u8217\'3f\u201\'3fconomie et des Finances, mais ils restent rarementrendus publics.
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En imposant la transmission de ce rapport au Parlement, cetamendement vise \u224\'3f garantir la transparence, \u224\'3f renforcer le contr\u244\'3fled\u233\'3fmocratique et \u224\'3f pr\u233\'3fvenir toute d\u233\'3frive du march\u233\'3f au d\u233\'3ftriment desassur\u233\'3fs. Il s\u8217\'3fagit de donner aux repr\u233\'3fsentants de la Nation lesmoyens d\u8217\'3f\u233\'3fvaluer l\u8217\'3f\u233\'3fvolution des prix et la justification deshausses annonc\u233\'3fes.
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